Free · instant · formula shown

Simple Interest Calculator

Calculate simple interest and final balance.

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%
years
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For general educational use only; not financial advice. Check lender, provider or official figures before making decisions.

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About this calculator

Calculate simple interest and final balance.

Simple interest does not compound previously earned interest.

Formula

Interest = principal × annual rate × years.

Example

10,000 at 5% simple interest for 3 years = 1,500 interest.

Accuracy

NUMTX shows the assumptions next to the calculation so you can replace defaults with values that match your situation. For measurements, supplier rates, fees, interest, tax or regulated work, confirm important figures with the appropriate official or professional source.