About this calculator
Calculate what percentage of income or a target amount you are saving.
Choose a consistent reference period, such as monthly saved divided by monthly take-home income.
Formula
Savings rate = amount saved ÷ reference amount × 100.
Example
500 saved from 2,500 = 20% savings rate.
Accuracy
NUMTX shows the assumptions next to the calculation so you can replace defaults with values that match your situation. For measurements, supplier rates, fees, interest, tax or regulated work, confirm important figures with the appropriate official or professional source.